Le super-organisme s’éveille à lui-même

Chaque jour, je rencontre des nouveaux collègues, des coopérateurs. Pourtant je suis auto-entrepreneur à Paris. Pourtant ils sont à Londres, en Allemagne, ou à New York. Mais nous nous relions, jour après jour, nous nous reconnaissons car nous faisons partie du même organisme, nous contribuons à la même œuvre : rendre l’économie plus humaine, resynchroniser les humains dans le grand ballet cosmique. Chacun constitue un des organes de ce nouveau corps que l’humanité est en train de co-créer. Chacun apporte des réponses au sujet sur lequel tous planchent. Chacun apporte une spécificité que les autres n’ont pas exploré et ainsi nous nous complétons.

Nous nous connectons et en 3 mots nous nous reconnaissons comme si nous étions dans la même entreprise, dans la même équipe de foot ou dans la même chorale. Nous partageons la même cause, nous partageons les mêmes valeurs, souvent nous avons beaucoup plus en commun qu’avec bons nombre de nos voisins ou des personnes avec qui nous avons pu grandir ou passer des dizaines d’années.

Nous faisons partie d’une espèce bizarre, drôles d’utopistes qui rêvent de changer le monde. Mais elle ne fait pas que cela, chacun est déjà en train de changer son monde. Localement, pas à pas. Et nous nous relions pour nous donner de la force, pour échanger nos recettes, nos visions, nos apprentissages et nos échecs, accélérer la transition et notre façon de l’aborder. Plus nous avançons et plus nous savons que nous ne sommes pas utopistes et que l’utopie est de croire que cela peut continuer comme avant.

C’est comme si j’observais et en même temps que je participais à la création de ce super-organisme.
Qui va faire le sang dans la nouvelle économie? avec quelles propriétés? Qui va faire les poumons dans ce nouvel organisme? qui en aura la responsabilité? y en aura-t-il seulement 2? Comment on décidera? Qui gèrera le cœur et comment? Y-a-t-il un cerveau qui coordonne? des milliers? Qui gèrera la gestion des déchets et comment? Quel système immunitaire pour se protéger des virus? Comment on répliquera l’ADN de nos cellules? Comment garantir l’autonomie locale et la reliance globale?

Chaque jour qui passe, je me connecte avec des chercheurs, des expérimentateurs, des pionniers, des têtes de réseau, ici en allemand, là en espagnol, ailleurs et souvent en anglais. Leur dernière conférence où ils parlent de la propriété est sur internet, leur dernier livre parlent des communautés qui coopèrent, l’autre s’est spécialisé sur la liberté de l’information. D’autres encore plus connus racontent les communautés qui émergent, la légende du colibri. La mosaïque prend forme, le puzzle se complète.. invisible des écrans de télé. La toile se tisse point par point.

Et toujours cette joie, de découvrir que nous sommes des millions. DES-MILLIONS!

Gaïa

Ce Super-organisme est immortel car l’esprit qui l’habite est celui même de la Vie. Il est inarrêtable car son moteur et celui de la Vie. Il est diffus et confus car il est si grand que nous n’arrivons pas à capter sa forme. Il est si puissant qu’il est encore invisible et imperceptible de nos petits yeux ou de nos médias traditionnels. Il est d’une espèce nouvelle qui a sûrement existé par le passé, mais je ne crois pas à cette échelle.

L’Humanité est en train de devenir adulte et de muter. Son corps change à une grande vitesse. Bien sûr l’ancien corps se tord et domine encore le champ de perception traditionnel, mais si vous regardez entre les lignes, si vous regardez derrière les apparences, si vous vous synchroniser sur cette intention, alors vous allez entrer dans la grande danse de cet univers en mutation, en ébullition, en construction.

Nous sommes des millions. Nous sommes partout. Nous sommes en chacun de nous, au fond de chacun des Humains, nous sommes la Vie qui veut vivre. Nous sommes la Vie qui veut guérir, soigner, aider et s’aligner avec l’Univers, vibrer en cohérence et s’unir en résonance.

Ce n’est pas la planète qui est en danger, c’est Nous. Le réchauffement climatique n’est pas un danger pour la planète, c’est l’opportunité pour nous de faire fondre la glace qui entoure nos cœurs.

Ouvrez les yeux, ouvrez le cœur et entrez dans la danse, l’Humanité recrute, d’ailleurs vous avez été embauché il y a longtemps, il est temps de vous en souvenir!

Humanité réveille-toi et rejoins la plus grande équipe jamais constituée!

2014 : The Wave is Here

Preparing the biggest event of our live is like waiting for the Wave. Surfers spend most of their time in water, paddling, watching, waiting. They prepare, they train, they spend hours and hours of swimming waiting for the good wave, the one they have been dreaming of. They need to be prepared because when it’s here, it is here.

Like a black swan, it might never come, you might wait for it all your life and dying without having the pleasure to had surfed it. It might never be the one you expected, it might come a day you are not surfing. But if you are here, the day it comes, this will be the biggest wave of your life, the moment you have been waiting and preparing for. The moment you dreamed about every morning when you stood up. The reason why you are alive and living on this earth.

I have been dreaming of a world of cooperation. Radical cooperation.

A world in which competition between businesses doesn’t exist.
A world in which companies collaborate to create useful services for conscious markets.
A world where there is no difference between a citizen, a company & a politics, a world where we all get to work together as a team, as a family, as a tribe, as the different organs of a big body, a world where we paddle together in the same direction.
A world in which nature, animals and the environment is part of us and not perceived as something external : outside of us.
A world in which we respect each other, nature and the animals as I respect my arm, my foot and my friends. Not because I get to pay fees and taxes if I hurt it, but because I can feel empathy, because I can feel united to it, because I know I am part of Nature and Nature is part of me.
A world in which behaviors are not pushed, limited or controlled externally by laws, lobbies and punition, but inner driven by values like integrity, consciousness of the whole and the gold feeling and grace of being Human.
A world where dreams and intuitions are our real motors and compass.
I dream of a world where money is not developing the powers in place and widening the wealth gap between humans but rather a world where money serves as an elastic to keep us close together, where money binds and unites us in a collective mission : develop all life toward coherence and unity.
In this world, there is no work or companies that exist with people that do it for the money. An unbearable boss is not an option anymore and a boss becomes a questionable role. Each action is driven by happiness, driven by the Joy of doing what you like to do. Each day, each moment is created in consciousness that I am the Creator of my life and that I co-create the events that happen to me. I know that my inner state and my happyness create the world that surrounds me. Therefore I know that Happyness is the Truth!

Each day of work is linked to a bigger purpose to contributing to something bigger then just us. Money becomes an accessory because you are already filled and overwhelmed by what you receive when you do what you love. In this world, money becomes just a tool, an indicator for us to rewire the flows of our society depending on the Needs and the Priorities, like blood pressure or heart beat.

A world where you are so passionate about what you are doing that you could get all your friends to join you.
A world where each day of your life is different yet each day of your life is the most amazing day of your life.
A world where you know that each problem, each bug, each situation is an opportunity to grow, to ask help and to progress.

We all have it inside our hearts, we dream of it but many shut down their dreams because of fears or deceptions. Fear of not knowing how to do it, fear of not knowing the consequences.. fear of being hurt again and sad of potentially not succeeding.

2014 is a year of surfing. Whatever your dream is, has been, was, will be, it is time to trust yourself, to dive into the deepest waters to find the jewel, the gift, the purpose of your presence here. Once you have found it, it is time to come back and to offer it to the world, the world needs you. I need you.

I beg you to respect yourself as your respect Nature, I beg you to trust yourself as I trust you, I beg you to harvest your dream and to share it with the world. I need you to thrive, I need us to thrive, each and everyone of us.

I wish for you in 2014 to find your Dream and to share it with the world.

I feel that 2014 is the year of a new dawn : surfers, riders, humans, let’s ride together!
The Wave is Here.

6 things you should know about Money in our capitalistic system

We all agree money has taken a role that is too central in our economy, we often accuse capitalism, productivism, financiarism, but let’s take a look of what we have done with our monetary systems and the rules we are playing with. Here are 6 things you should definitely know about Money in our capitalistic system :

1/ It is created by private banks

In France since 6 January 1973 the issuance of money has switched from democratic national bank to private banks. It has been sealed at the European level twice: in 1992, the article 104 from the Maastricht agreement stipulates that national banks can’t issue their national money, in 2005, the article 123 from the Lisbon agreement reseals this.

So when governments, representing the people, need to borrow money instead of creating it, as they used to do in the past, they need to borrow from private banks and pay interest.

Conclusion: Money creation, one of the most important powers, which use to be democratic, has become private. The consequence is that most countries in the world need to pay interest to private banks while they could create their own money in the past.

 

2/ Issued on debt with compounds interest

Money creation is issued when credits are created. The money is created by a simple operation with the only restriction of fractional reserve available in the bank. The borrower will have to pay the main part of the credit plus find a way to pay the interest that have not being issued by the bank.

There is not enough money in the world for us to pay our debts at the same moment, so we consistently need to do new credits in order to pay the previous one.

We believe that we only pay the interest when we borrow money, but since every business has borrowed money, we pay the price of interest in each of our transactions. (see Margrit Kennedy : Occupy Money).

Compound interest is hard for our brains to understand so here is a little story:

Would you prefer?

●      10 000€ per week during one year
●      1 cent doubling each week during one year

While the first option appears to be sexy because of the big cash possibility, 1 cent doubling each week during one year reaches 45 trillion € at the end of the year: a lot compared to the 520 000 € you can get with option 1. See the graph from Margrit Kennedy to understand the exponential function in compound interests. As soon as you pay 3% per year, you have an exponential growth function.

Conclusion: Because it is issued on debt and with compounds interest, we need infinite growth to be able to cover never-ending interests. We know this is not sustainable on a finite planet with limited resources.

 

3/ Relating on short terms revenues and no regards of the ethical purpose of the project

In the way money is created, the only precaution from the banks are your viability and your caution: if you are going to be able to pay back your loan. Money is not created regarding ethical aspects, environmental projects or human development. This leads to a short-term limitation and a narrow point of view of what wealth creation is. Bankers will always prefer projects with no particular ethics but with big revenues and a good guarantee of paying back.

Conclusion: The only criteria that allow money creation is short-term revenues: Capitalistic money has no selection criteria regarding the effects of the project and it’s consequences on human development or the environment. Money creation is out of the democratic field regarding environmental purpose.

 

4/ In a scarce way enhancing and promoting competition mechanisms

Since the money issued is only the main part of the loan, but not the interest, it means at a systemic level, we all have to hunt some of the money outside in the market to be able to pay back our loans.

Whatever friendship, family relationship we have, it means on the money market we are all enemies trying to get the money back to pay our interest to get rid of our loans. This mechanism creates competition and scarcity for all of us, and makes us acts as rivals even if we are colleagues, neighbours hospitals, PhD in different universities. The result is that we compete for money because there is not enough for all of us.

Conclusion: We compete everyday to hunt scarce money as animals do it for food on a territory; this is probably one of the most stupid behaviors we have developed that separates us from each other. It is not our intention but the design and systemic consequence of capitalistic money creates and stimulates this.

 

5/ With consequences of money concentration in fewer hands

The systemic effect of capitalistic money is Pareto effect: money concentration: the more you have, the more you will get.

We believe that everybody pays interest, so it should be equal, but while everybody pays interest, the people who profits the most from interest paid are the one that can make their money work. This generally results in the richest 10% receiving interest payment from the 80% of the population; this is true in many countries. See below the comparison of household interest payments and interest returns in Germany. This resulted in a 1 billion transfer per day on interest’s rates in 2001 in Germany. Olivier Berruyer has found out that in 2010 90% of the French population paid 16 billions € to the highest 10% in order to pay the french debt. This is the opposite of a fair money distribution and will result in every democracy in an unbalance wealth distribution.

Conclusion: Capitalistic money creates an unfair stream of ongoing revenues from the one that pays interest to the one who benefits from interest resulting in the opposite of a sustainable society.



6/ Resulting in multiple monetary and banking crises, wealth inequalities and non-democratic representation

Because of our system’s instability, we need to reset the system regularly when the poor part of the population is not able to pay the interest anymore. This is exactly like the end of a monopoly game, you need to redistribute money in order to be able to carry on playing that game. The World Bank has identified no less than 96 major banking crises and 178 monetary crises over the past 25 years. We are reaching the game’s end because most part of the population, a lot of state, many companies and household are drowning under the compound interest weight and can’t pay anymore.

We have reached a level where the 500 richest person on earth have as much money as the 500 poorest million people. Wealth inequality has never been so spread.

These laws that are made and the decisions that are taken are at no moment in the democratic field: ECB, WTO, IMF & Bâle Agreement to name just a few aren’t representing the people. There is a huge need to bring this kind of question in the democratic field.

 

Conclusion:
Monetary crises are part of the design of our exponential wealth spreading inequity in the capitalistic model. Their rhythm is rising and the origin of each crises haven’t been address so far neither the similitudes between them. Our capitalistic money creates wealth inequity, monetary crises and hasn’t been, so far, part of the democratic discourse.

 

Capitalistic money, what would you do?

Money is not the problem, the problem is the rules we use that governs our monetary system: based on debt, issued by private banks with interest that becomes compound interests and has no limit regarding the environmental limit or the ethical purpose.

We can change the rules to play a different game, a fair one, that enhance abundance, that respect the limits of the earth and that put human at the centre. Governance of this new game should be discussed democratically at a global as at a local level involving the different economic actors.

 

There are already solutions:

> Banking approach : Interest free bank : Jak bank in Sweden

> Top down approach : Basic income with central bank money creation.

> Bottom-up approach : Complementary Currencies: Wörgl, Wir, Mutual credit system, SOL, Local Exchange Trade Systems…

> Trust approach : Tontines, Cigales, Non-monetary exchange, Gift economy…

We’ll detail the solutions in some articles coming soon.

Did you know? What are you interested in?

 

Download this document as a PDF : 6 things you should know about capitalistic money

Complementary sources :

EN : http://www.margritkennedy.de/books.html
EN : http://www.brillig.com/debt_clock/
FR : http://www.legrandsoir.info/dettepubliqueetcreationmonetairepriveedesinstrumentsdupouvoirfinancier.html
FR : http://www.lescrises.fr/pertedutripleafrance/

La vraie Richesse c’est la coopération via l’union

La vraie richesse ce n’est pas l’argent. La vraie richesse c’est quand besoins et demandes sont complétés en harmonie.

La vraie richesse, c’est quand la plante qui a soif reçoit de l’eau, quand l’homme qui a faim trouve de la nourriture et quand l’homme qui cherche l’amour trouve la femme qu’il aime et qui l’aime. Le bonheur c’est quand toute chose est en paix. Chaque chose, par loi d’attraction vise à un but, trouver son ou ses compléments. Par effet de complétion, on sait qu’un livre sans lecteur ne sert à rien, la clé sans la porte n’a pas de sens, la voiture sans chauffeur, la théière sans le thé, le corps sans âme. Sans son complément, la chose est vide de sens, en recherche de sa fonction. L’union est supérieure à la somme des parties.

http://t1.gstatic.com/images?q=tbn:HUDlb-MHCm4QRM:http://betty.my.tripper-tips.com/photo/serrure-en-forme-de-coeur.-il-ne-manque-plus-que-la-cle-du-coeur-700-4606.jpg
La serrure sans la clé

La vraie richesse repose dans l’union de deux pièces qui se complètent. Ainsi, leur chemin est d’aller l’une vers l’autre et de coopérer pour s’unir et ensemble vivre en paix. Le mouvement qui les anime, le flux qui les réunit est similaire au chemin qui nous sépare de notre fin.

Il ne sert à rien d’avoir des magasins avec des vitrines pleines si les salariés ont les poches vides. Nous avons séparés les couples avec l’argent. L’union et le bonheur sont dans le monde du commerce principalement accessibles via l’obtention de l’argent tout puissant. Or il n’y a plus de raisons aujourd’hui autre que l’habitude de cet usage pour continuer à pratiquer ainsi. Je me sens connecteur: trouver les parties, les aider à définir leurs besoins, leurs particularités et à identifier ce qu’ils recherchent.
L’allocation des ressources, la gestion des besoins et demandes permet, via la coopération de satisfaire les besoins de tous avec l’abondance des productions que  nous avons.

Ce qui nous empêche aujourd’hui de coopérer c’est la peur. La peur de manquer, la peur de mourir. Il est temps de dépasser cette peur, de transformer notre confiance dans un système ravageur, obsolète et centralisé dans une confiance de l’être humain et de la vie. Plutôt que d’avoir confiance dans un billet de 50 euros, redonner confiance à notre voisin, à notre famille, à nos amis et à nos collègues. Il est l’heure de retisser des liens avec nos frères et soeurs, de fournir à ceux qui en ont besoin l’aide, l’amour et les produits que nous avons en excès, et alors, toute chose, attirée par son opposé retrouvera sa place.

Coopération, Union, symbiose et confiance dans l’humain et la Vie.